Settla

Legal

Terms of Service

Last updated: May 18, 2026

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "Client," "you," or "your") and BOSS Global Concepts Ltd., operating as Settla ("Settla," "we," "us," or "our"), an operating name/trade name associated with BOSS Global Concepts Ltd. in Saskatchewan, Canada. Settla Inc. (Delaware, USA) serves as the group's holding and investment entity.

By accessing our website at settla.ca, using our platform, or engaging our services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must immediately discontinue use of our services.

1. Description of Services

Settla provides financial technology infrastructure, operational coordination, and concierge-led cross-border payment support for businesses operating across international trade corridors.

Services may include:

Settla operates as an infrastructure and coordination layer in collaboration with regulated financial institutions, liquidity providers, and payment service partners where required for execution, settlement, and compliance obligations.

Settla does not directly hold client deposits or custody client funds on its own balance sheet unless explicitly stated otherwise in a separate written agreement.

Nothing contained within these Terms constitutes legal, tax, investment, banking, custody, or financial advisory services.

2. Eligibility and Account Onboarding

2.1 Eligibility: To use our services, you must:

2.2 Onboarding Requirements: Clients may be required to complete Know Your Customer (KYC), Know Your Business (KYB), Anti-Money Laundering (AML), sanctions screening, and other compliance procedures prior to onboarding or transaction execution.

You agree to provide accurate, complete, and current information at all times.

2.3 Verification Rights: Settla reserves the right to verify identity, ownership structure, source of funds, business legitimacy, transaction purpose, and related compliance information through internal review processes and approved third-party providers.

Failure to provide requested information may result in delayed onboarding, suspended access, declined transactions, or termination of services.

3. Compliance and Acceptable Use

3.1 Compliance Obligations: You agree not to use Settla's services for:

3.2 Monitoring and Review: Settla maintains internal transaction monitoring and compliance review procedures and reserves the right to delay, refuse, suspend, or cancel any transaction or client relationship where compliance, regulatory, legal, operational, reputational, or risk concerns arise.

3.3 Regulatory Cooperation: Settla may disclose information to regulators, law enforcement agencies, banking partners, payment providers, or compliance vendors where required by law, contractual obligations, or legitimate compliance processes.

4. Payment Execution and Settlement

4.1 Execution Role: Payment execution, currency conversion, fund movement, and settlement services may be facilitated through regulated financial institutions, payment processors, banking providers, and liquidity partners.

4.2 FX Rates and Pricing: Exchange rates and quotes provided by Settla are indicative unless otherwise confirmed during execution.

Rates are subject to:

Quotes may expire or change prior to final settlement.

4.3 Settlement Timelines: Settlement timelines vary depending on jurisdiction, banking rails, compliance review requirements, local banking infrastructure, partner availability, public holidays, and transaction complexity.

Estimated timelines communicated by Settla are informational only and are not guaranteed.

5. Fees and Charges

5.1 Service Fees: You agree to pay all fees disclosed during onboarding, transaction execution, or under separate commercial agreements.

5.2 Third-Party Costs: Additional fees may apply from intermediary banks, receiving institutions, liquidity providers, payment processors, or foreign exchange partners.

Settla is not responsible for third-party deductions or charges outside its direct control.

6. Restricted Jurisdictions and Industries

Settla reserves the right to restrict or prohibit services involving:

Restricted industries may include but are not limited to:

7. Data Privacy and Security

Your use of Settla's services is also governed by our Privacy & Cookie Policy.

Settla applies commercially reasonable administrative, technical, and operational safeguards designed to protect client information and maintain data security.

However, no internet transmission or storage environment can be guaranteed to be fully secure, and you acknowledge that you use the services at your own risk.

8. Intellectual Property

All website content, branding, software, workflows, documentation, visual assets, graphics, service descriptions, and proprietary operational materials remain the property of Settla, BOSS Global Concepts Ltd., Settla Inc., or their licensors.

You may not copy, distribute, modify, reverse engineer, reproduce, or commercially exploit any portion of the platform or services without prior written consent.

9. Disclaimers and Limitation of Liability

9.1 No Warranty: Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied.

9.2 Limitation of Liability: To the maximum extent permitted by applicable law, Settla's aggregate liability arising from or related to these Terms shall not exceed the total fees paid by you to Settla during the six (6) months preceding the event giving rise to the claim.

9.3 Exclusion of Damages: Settla shall not be liable for:

9.4 Marketing and Savings Disclaimer: Any references to potential cost savings, pricing efficiencies, faster execution, or operational improvements are illustrative estimates only and are not guarantees of future performance or outcomes.

Actual results vary depending on corridor, banking infrastructure, timing, transaction size, market conditions, and third-party factors.

10. Indemnification

You agree to indemnify and hold harmless Settla, BOSS Global Concepts Ltd., Settla Inc., affiliates, officers, directors, employees, contractors, and partners from any claims, liabilities, losses, damages, penalties, costs, or expenses arising from:

11. Governing Law and Jurisdiction

These Terms are governed by the laws of the Province of Saskatchewan and the federal laws of Canada applicable therein.

Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts located in Regina, Saskatchewan, Canada.

12. Amendments

Settla reserves the right to modify or update these Terms at any time.

Updated versions will become effective upon publication on the website unless otherwise stated.

Continued use of the services after publication constitutes acceptance of the revised Terms.

13. Termination

Settla may suspend, restrict, or terminate access to services at any time, with or without notice, where required for:

14. Contact Information

Settla
BOSS Global Concepts Ltd.
3649 Green Bank Road
Regina, Saskatchewan S4V 1M2
Canada

General Inquiries: hello@settla.ca
Support & Operations: support@settla.ca